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URL:  http://boards.fool.com/almost-any-bank-will-waive-late-fees-as-a-one-time-19541992.aspx

Subject:  Re: BOA Ticked Me OFF Date:  9/4/2003  6:16 PM
Author:  chriszap Number:  169050 of 308722

Almost any bank will waive late fees as a one-time courtesy.

I've had this happen to me before with Citibank. I was polite, used the phrase "one-time courtesy" and they waived the late fees.

-chris
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