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URL:  http://boards.fool.com/youre-right-the-rate-that-stays-the-same-isnt-19726434.aspx

Subject:  Re: I-Bonds before Nov 1 Date:  10/17/2003  4:30 PM
Author:  Bethss Number:  8673 of 35379

You're right -- the rate that stays the same isn't the combined rate. I read throught the FAQ too quickly. Here's the reference to more into for those interested:

http://www.publicdebt.treas.gov/sav/sbitxrep.htm
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