The Motley Fool Discussion Boards
Investing/Strategies / Retirement Investing
|Subject: Re: Traditional IRA - transfer & rollover||Date: 11/13/2003 9:11 PM|
|Author: CABob||Number: 37821 of 76903|
Adding my 2 cents and worth almost what you are paying for it --
My suggestion is to sell the individual stocks and to put all of the money into a balanced index fund with a 20-30% bond portion. You might look at the new targeted retirement funds just introduced by Vanguard or one of their Life Strategy funds.
Reasons for the suggestion:
1. For an account of this size, individual stocks will cause you to lose diversification.
2. A small bond exposure will reduce risk at a small reduction in return.
3. The balanced index funds are ideal for the hands-off approach. Even rebalancing is taken care of by Vanguard.
|Copyright 1996-2015 trademark and the "Fool" logo is a trademark of The Motley Fool, Inc. Contact Us|