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URL:  http://boards.fool.com/adding-my-2-cents-and-worth-almost-what-you-are-19851579.aspx

Subject:  Re: Traditional IRA - transfer & rollover Date:  11/13/2003  9:11 PM
Author:  CABob Number:  37821 of 74853

Adding my 2 cents and worth almost what you are paying for it --
My suggestion is to sell the individual stocks and to put all of the money into a balanced index fund with a 20-30% bond portion. You might look at the new targeted retirement funds just introduced by Vanguard or one of their Life Strategy funds.
Reasons for the suggestion:
1. For an account of this size, individual stocks will cause you to lose diversification.
2. A small bond exposure will reduce risk at a small reduction in return.
3. The balanced index funds are ideal for the hands-off approach. Even rebalancing is taken care of by Vanguard.

Bob
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