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Subject:  Re: IRA or Savings Date:  12/3/2003  12:48 PM
Author:  ptheland Number:  38034 of 81352

It seems like a good idea to me to start an IRA rather than a normal brokerage account and be able to save on the tax-free accumulation..if I need the money I can still take out my principal tax free and without penalty.

That is correct only for a Roth IRA.

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