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Subject: Re: What percentage of gross?	Date: 1/5/2004 11:44 AM
Author: ImCalvin	Number: 1697 of 4981
How much are you currently saving towards retirement, as a percentage of gross? Just ran up the numbers last Friday, things are down pretty significantly this year (down from ~27% previously). 9.12% 401k 4.56% Roths ------ 13.68% retirement savings 1.72% additional from employer ====== 15.40% TOTAL RETIREMENT SAVINGS Looking at our other savings amounts I think we did pretty good on limiting the expenses that we had: 14.62% for house down payment 10.29% to create efund 3.84% to create car fund ====== 28.75% TOTAL NON-RETIREMENT SAVINGS 45.15% TOTAL SAVINGS We also had a couple big outflows this year, but were able to pay for them entirely with cash: paid for our wedding (ceremony, reception, rings, honeymoon) with CASH (6.08%) paid for our pre-honeymoon trip to Europe with CASH (1.90%) All in all I'd say it was a good year for us despite retirement savings being down. Keeping it all in perspective, our net worth is up 136% over the past 14 months. Ideally, I'd like to be saving around 30% for retirement, but I'm not sure how realistic that's gonna be as it's likely I'll be less employeed soon. -Ben
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