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URL:  http://boards.fool.com/ltltthe-portfolio-in-my-wifes-401k-got-20105413.aspx

Subject:  Re: Year End Results... Date:  1/6/2004  2:26 PM
Author:  2giantsteps Number:  38380 of 78166

<<The portfolio in my wife's 401(k) got +32.25% for 2003, but the year before it was a –10.8%. Like you, over the last 2 years I have “averaged” in the realm of 10%+. But over the last 4 years the average has only been +5.84%. So you see, just what kind of “average” you might have really depends on what segment of time you carve out of a list of variable returns. And I might add, you need to be very carefu