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Investing/Strategies / Retirement Investing
|Subject: Re: 401(k) allocation||Date: 1/8/2004 1:11 PM|
|Author: cliff666||Number: 38416 of 83102|
Hopefully I'm not beating a dead topic here, but I am preparing to make my first 401(k)contibutions. I'm 26, earn about 45k (i'm a paralegal, and generally supplement my 35k salary with significant overtime, although it is hard to predict the annual compensation ahead of time.)
First off, congratulations on making a smart move for your future. I wish I had the opportunity you have when I was 26.
As to your allocation: It should be a simple matter to compare the ten-year growth for all the funds you mention. If any of them beat the Total Market Index fund, I would be surprised. If one does, go for it. I personally prefer the Extendex Market Index fund (VEXMX) over the Total market. VEXMX is just the total market, less the S&P500 component, which makes it more volatile.
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