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Investing/Strategies / Retirement Investing
|Subject: Re: such a thing as saving to much?||Date: 1/8/2004 5:07 PM|
|Author: 2old4bs||Number: 38422 of 78035|
I agree with Watty in that I have my investments spread over many different account types: 401K, TIRA, annuity and retail brokerage. Over the next few years I plan to put more money in the brokerage to take advantage of the lower cap gains rate until 2008.
It's good to know that the taxable account dollars are there whenever you might need them for whatever you might need them for, without worrying about early withdrawal penalties (which are killers).
With a taxable account atleast you have an idea what to expect.
Well, let's hope for the next 5 years anyway :-)
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