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Subject:  Re: Is a 401k a bad choice for us? Date:  2/3/2004  1:11 PM
Author:  FuskieFool Number:  38918 of 87979

Obviously you start with the $3k contribution to the Roth, then move from there. Since you are talking about a retail (non-retirement account), the goal is to reduce or eliminate the taxes on your earnings. So you may want to steer away from dividend paying stocks or funds (Roths are the best place to shoot for the dividend moon), and look for tax-free instruments that may have lower rates of return but are balanced by the tax free status.

Who knows nothing about tax free funds and is not afraid to say it...
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