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Subject:  Wretched Retirement Realities Date:  3/24/2004  4:46 PM
Author:  TMFTwitty Number:  463 of 1751

Wretched Retirement Realities
As much as retirement is a "lifestyle," it all comes down to numbers: how much do you save, how much do your investments return, and how much income will your nest egg provide. Will your numbers add up to a full-figured retirement?

By Robert Brokamp (TMF Bro)
March 24, 2004
Ah, retirement. A time for travel, hobbies, family, and the "stick sports" (golf, fishing, shuffleboard, and walking along the beach with a metal detector).

Also, $1.25 million. That's how much you'd need if you wanted your savings to provide $50,000 of inflation-adjusted retirement income every year, with a good chance that you wouldn't outlive your money.

We don't mean to tarnish your visions of unfettered free time and leisure activities. In fact, we think you should keep your dream retirement forefront in your mind -- it'll motivate you to work for that day when you no longer have to work.

But like so much in life, being able to kiss the boss goodbye is a numbers game. Here are some of the numbers to consider as you work for that full-figure