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Retirement Discussions / FIRE Wannabees
|Subject: Re: 8 years till ER||Date: 10/11/2004 5:54 PM|
|Author: hjg0989||Number: 2663 of 5086|
I've enjoyed a lot of your posts around the Fool, thanks for sharing your thoughts and wisdom.
I'm curious why you are choosing bonds over laddered CDs ? I'm thinking I like the safety that CDs offer over bonds. Plus, five years is a fair amount of time to outlast a bear market, yet is a pretty small percentage of our portfolio.
I also am looking at having as simple a portfolio as possible. Therefore I'm pretty much looking at the following asset allocation:
- small cap index
- international index
- total US stock mkt. index
- 5 years living expenses in laddered CDs
I wish I could have only one account, but that isn't possible. Here are our accounts:
1 taxable account
I think this is as simplified as I can get.
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