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URL:  http://boards.fool.com/not-sure-what-youre-looking-at-id-start-with-21788775.aspx

Subject:  Re: fees in 401k Date:  12/21/2004  2:24 PM
Author:  jesserivera67 Number:  43666 of 75832

Not sure what you're looking at. I'd start with the prospectuses (Is that the right plural for prospectus or is it prospecti?) first. See what they say and that should give you a good idea of what fees you are paying.

I don't think you are looking at the right thing. Depending on the fund you will be paying whatever fees are associated with that fund. Being the Fidelity Spartan Index is the cheapest around right now (.10%) I would have to believe you are paying more than that.

The fees may be imbedded in your statements making them hard to find. Some statements break them out. Did you compare the NAV on your statements with that on the stock exchange? Is it different? Go to morningstar.com with the ticker symbols and they'll give you a nice summary of expenses.

hth

Jesse



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