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Investing/Strategies / Retirement Investing
|Subject: Re: TSP Retirement Investment||Date: 1/5/2005 3:53 PM|
|Author: 2old4bs||Number: 43885 of 81985|
I have stated out with 45% in G Fund; 40% in C Fund; 10% in S Fund and 10% in I Fund. Is my contribution allocation a sound one? Comments please.
I'm afraid I have to repeat the basics of my last post--you did not mention if this is your only investment/retirement account, or if you have other accounts, and what your allocation is in all other accounts. I never look at my investment allocations on a "per account" basis, but on a total portfolio basis. I maintain an Excel spreadsheet that combines the holdings in all my accounts into one portfolio.
On a total portfolio basis (if this is your only account), 45% in G Fund sounds very high for someone your age, while 10% in both the S Fund and I Fund sounds too low. This is only my opinion and worth every penny you paid for it ;-)
You might want to consider reading William Bernstein's "The Four Pillars of Investing" for explanations and suggestions of different portfolio allocations.
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