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Subject:  Re: seeking secrets of a happy retirement Date:  1/17/2005  12:01 PM
Author:  TwoCybers Number:  44066 of 81329

Selena this is so simple, as to be silly. But as far as I can tell it is the only thing I really have done that is different most other people.

Wel all "know" we are supposed to save, but we don't. So the simple idea is this. Everytime you get a pay raise or increase, take 50% of the increase in take home and save that amount. You still get some additional spending money, but slowly the savings increase.

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