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Personal Finances / Credit Cards and Consumer Debt


Subject:  Re: Take Charge America Date:  7/15/2005  7:52 PM
Author:  vkg Number:  208385 of 312188

When was the last time that you made a late payment? The 25+ interest rates are normally default rates. Depending on the company, after 6 months to a year of on time payments they will consider requests to lower the interest rate. Some here have had interest rates reduced without asking, but it can not hurt to ask.

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