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URL:  http://boards.fool.com/when-was-the-last-time-that-you-made-a-late-22755404.aspx

Subject:  Re: Take Charge America Date:  7/15/2005  7:52 PM
Author:  vkg Number:  208385 of 308394

When was the last time that you made a late payment? The 25+ interest rates are normally default rates. Depending on the company, after 6 months to a year of on time payments they will consider requests to lower the interest rate. Some here have had interest rates reduced without asking, but it can not hurt to ask.

Debra
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