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Investing/Strategies / Retirement Investing
|Subject: Re: Army Guy needs Stock Advice||Date: 8/17/2005 12:29 AM|
|Author: Keyser30||Number: 47265 of 81362|
The one thing I'll disagree with is that TR 2045 is the way to go otherwise
We agree on this point. I probably said it wrong. I was trying to say that in my opinion, he was better off in TR 2045 than 4-5 individual stocks. I agree with you that he could do better by ditching the balanced fund.
I'll just add this for the Commando. If I were just starting an IRA with a long time horizon I would put it in a total market index fund. Just keep adding until you get few years' worth of income invested. Then if you want to add other asset classes or overweight a particular equity segment (say small-cap value) then go for it.
I try to keep investing as simple as possible.
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