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Subject:  Re: Best way to invest in a ROTH IRA Date:  9/20/2005  10:51 AM
Author:  jbking Number:  47633 of 78166

Greetings PTP,

However, I can't get over this 5.75% fee. Of every $300 we deposit, she is only buying about $282 worth of the fund. Is this a typical fee?

For front-end load funds, yes unless you invest enough to get a break on this, e.g. if you were investing a million dollars they may waive the fee. Course you could look at the other side of this in that there are possibly share classes where you don't get dinged up front but rather have higher fees for as long as you hold the fund, e.g. so instead of losing 5.75% upfront you pay an extra .75-1.5% each year you hold the fund and