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URL:  http://boards.fool.com/first-thanks-for-the-speedy-reply-what-is-23088637.aspx

Subject:  Re: What Are the Tax Advantages (If Any) of ETFs Date:  9/27/2005  3:25 PM
Author:  smith107 Number:  1059 of 2165

First, thanks for the speedy reply.

What is "short-term finances"?

I'm currently about 70% into stocks. I'm 61 years old, so the "experts" say I should be 61% into bonds. But the bond market currently sucks, because the interest rate (3.75%) is low.

OK, what else is there? These ETFs are being promoted as a good way to invest - but in the short term? I think not. The broker sites I've been accessing are promoting ETFs the same they promote DRIPs; i.e., you can invest small amounts of your money over a long period of time. Problem: each time you do this, you pay a commission.
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