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URL:  http://boards.fool.com/in-the-absence-of-a-401k-plan-most-would-suggest-23177458.aspx

Subject:  Re: Options while waiting for 401k eligibility Date:  10/17/2005  8:42 PM
Author:  pauleckler Number:  47968 of 85256

In the absence of a 401K plan, most would suggest 1) max your Roth IRA if you qualify, or 2) invest in a taxable account in the Long Term Buy and Hold (LTBH) mode. This way you focus on investments you can hold long term while incurring minimal taxes. You pay taxes only when you sell and then at capital gains rates.

A variable annuity is another option, but most Fools believe they are very expensive and good performing ones are difficult to find.
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