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URL:  http://boards.fool.com/i-never-liked-the-fact-that-many-plans-have-you-23694679.aspx

Subject:  Re: Is this Legit.? Date:  2/12/2006  3:31 PM
Author:  catscanner Number:  83861 of 121146

I never liked the fact that many plans have you forfeit any balance in the account at year's end. Talk about free money. Unless you have cronic illness and expenses that are regular thru the year, how can you budget an amount that is reasonable? Say you put $100 a month in the account and only use $800 during the year. The $400 (30% of the net) goes bye bye. That's a hefty penaly. Now, if you could do a $ for $ tax credit for those lost funds, then it might be more accepatble and have more folks involved.

cat
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