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Subject:  Re: Portfolio Management Fee? Date:  3/16/2006  2:27 PM
Author:  Hawkwin Number:  50540 of 80238

<<When you see a list of funds that has above average return, you have to watch out for survivorship bias. I would assume that several times a year you review the available funds and drop the ones that are underperforming.

If you look at the list that was actually on your list ten years ago(including the ones that are no longer on current list), what percentage of those stocks beat their index by enough to cover ten years of the 1.15% fees?>>

I w