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URL:  http://boards.fool.com/this-4-is-really-only-a-first-year-estimate-and-23941548.aspx

Subject:  Re: Asset Allocation Date:  4/6/2006  11:30 PM
Author:  AngelMay Number:  50969 of 78166

This 4% is really only a first year estimate and is a reasonable target. Although if you include several other asset classes, real estate, precious metals, foreign and high yield debt and diversify to more equities than the S&P500, a