The Motley Fool Discussion Boards
Investing/Strategies / Retirement Investing
|Subject: Re: is just investing in a S&P index fund for IR||Date: 4/24/2006 12:55 AM|
|Author: Matt1344||Number: 51359 of 79083|
"is just investing in a S&P index fund for my IRA a good thing."
There's a lot of historical data on Crestmont site<http://www.crestmontresearch.com/content/market.htm>. It is for the S&P500 from 1900 to 2004/5.
The first chart can be looked at for several conditions, then pick any time period and see what the returns were: http://www.crestmontresearch.com/content/Matrix%20Options.htm
You will find some rather long time frames of little or no returns, especially when inflation is taken into account. At least in the IRA you can disregard the chart that factors in taxes.
"Stock Matrix Options
Returns depend upon the starting and ending point. This series of charts present the compounded annual returns for an investor that began investing during any start year since 1900 and ending with any subsequent year. The versions presented reflect those for taxpayers (i.e. individuals, trusts, etc.) and for tax exempt or tax deferred investors (i.e. retirement accounts, pension plans, foundations, etc.), as well as returns on a nominal and real (after inflation) basis. The stock market index, dividend, and P/E ratio data is based upon the series developed and presented by highly acclaimed Professor Robert J. Shiller (Yale University; Irrational Exuberance) and others. Other data is developed from other sources believed to be reliable.
Version Single Page Double Page