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Investing/Strategies / Retirement Investing
|Subject: Re: is just investing in a S&P index fund for IR||Date: 5/3/2006 1:57 PM|
|Author: jrr7||Number: 51533 of 82859|
what's a good IRA strategy?
Remember that gains in an IRA (capital gains, income, dividends) are not taxable events, but on the other side, you can't* deduct losses in an IRA.
My IRA strategy is: Never lose money year-over-year on any investment unless it is part of an investment strategy that is guaranteed to produce gains over the long term.
This leads to me being extra cautious within my IRA, which is probably a good thing.
Any strategy or investment that could produce big unrecoverable losses, I save for a taxable account.
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