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Subject:  Re: Is my wife smarter than me? Date:  8/25/2006  6:46 PM
Author:  Goofyhoofy Number:  53337 of 88792

I on the otherhand, belive (with careful homework) I can manage the 700K lump sum into yields of about 20%/yr.

If you really believe this, then I have a rock in my garden which is smarter than you.

Lots of investor have done this with careful study.

And lots of investors, with careful study, have pissed away a million dollars.

Over time I believe I can soundly beat the DB monthly payment. What does this group think?

I think you have five years until retirement. Since you apparently think you can achieve your annual goals pretty easily, why not set up a "phantom account" right now and see how you do over the next five years? Then, in the year 2011, you will have a five year "track record" of how you did, and you will have an arguable case.

Do not fret that you will have "lost" five years, since you can't get the lump sum payment now anyway.

Before you get into the big leagues, you need to have played ball in the minors, or at least in college. Or at least in high school. Consider the next five years your "training", and hopefully you will come to your senses and realize what a fabulous deal you have in pocket, which you seem determined to throw out the window to chase a chancey future, at best.

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