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URL:  http://boards.fool.com/also-you-say-you-are-going-to-invest-60-in-25166016.aspx

Subject:  Re: Portfolio Allocation for age 35 Date:  2/13/2007  9:16 AM
Author:  craigflannagan Number:  55809 of 78168

Also, you say you are going to invest 60% in stocks. Do you have a lot of experience picking stocks? This is a time consuming and risky way to invest your money. Since you are just starting out, it would make more sense to work on building a diversified portfolio of low cost mutual funds.

Yes, I'm no stranger to picking stocks. I also subscribe to the MI (Mechanical Investing) concept with pretty good success rate. I know that some people are very opinionated about MI in general, but this is a portfolio allocation discussion :)

I'm not sure I like the idea of building the portfolio consisting mainly of mutual funds. This means I am in danger of being overdiversified and my re