The Motley Fool Discussion Boards

Previous Page

Investing/Strategies / Retirement Investing

URL:  http://boards.fool.com/at-25-years-before-retirement-i-would-be-100-in-25214392.aspx

Subject:  Re: Easy Portfolio - opinions? Date:  2/24/2007  4:29 PM
Author:  ravvt Number:  55973 of 75525

At 25+ years before retirement I would be 100% in stocks.

MZ4


... I agree with that sentiment.

In addition, as you approach your retirement date, you might want to consider keeping a very high allocation (i.e. 90+%) in equities since any pension that you get as well as SS could be considered a "bond like" annuity. If you were to convert your total annuity income into the lump sum of cash that would be needed to provide that annuity income using a Tbill rate of return; you could convince yourself that the "portfolio cash value" of these annuities would more than make up any "bond / cash" portion that might be required by asset allocation theory....
Copyright 1996-2014 trademark and the "Fool" logo is a trademark of The Motley Fool, Inc. Contact Us