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Investing/Strategies / Retirement Investing
|Subject: Re: Annuities vs Investments?||Date: 3/16/2007 9:47 AM|
|Author: RetiredVermonter||Number: 56289 of 76421|
I would never recommend putting a lot of money into any single stock, annuity, fund or anything else. Diversification is very important, IMHO.
That said, personally -- and this is NOT a recommendation to anyone who does not do his or her own very careful analysis -- I would NOT get into an annuity. I've seen other sources who agree with that. In fact, AARP recently ran a piece on them and did not make them seem very positive.
In my own case (again, MY case, strictly), within my IRA, I have some money invested in the following dividend-paying stocks and funds.
Those should provide me with an AVERAGE 12 percent return (dividends and/or bond returns) for this year, not including any growth in stock price or extra returns.
Please keep in mind that I am NOT a professional money manager, but I do enjoy tracking my IRA investments, have done so for several years, and rather actively monitor what happens to them. I therefore make changes from time to time, as information suggests. Those who have neither the time nor inclination to do that may well want to ignore what I suggest.
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