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URL:  http://boards.fool.com/starting-in-1929-january-1-december-31-45-year-25489757.aspx

Subject:  Re: 30-Year Retirment at 4.5% Withdrawal Rate Date:  5/13/2007  2:24 PM
Author:  InvestMechanic Number:  57351 of 75807

Starting in 1929:

		January 1			                  December 31			
		         4.5%						
Year	Nest Egg	Withdrawal	Nest Egg	Earnings	Nest Egg	Year	Net After Tax 	
1	$1,000,000 	$45,000 	$955,000 	($139,812)	$815,188 	1	$31,500 	-14.64%
2	$815,188 	$36,683 	$778,505 	($222,574)	$555,930 	2	$25,678 	-28.59%
3	$555,930 	$25,017 	$530,913 	($236,150)	$294,763 	3	$17,512 	-44.48%
4	$294,763 	$13,264 	$281,499 	($26,461)	$255,038 	4	$9,285 	-9.40%
5	$255,038 	$11,477 	$243,561 	$140,608 	$384,169 	5	$8,034 	57.73%
6	$384,169 	$17,288 	$366,881 	$15,519 	$382,400 	6	$12,101 	4.23%
7	$382,400 	$17,208 	$365,192 	$163,131 	$528,324 	7	$12,046 	44.67%
8	$528,324 	$23,775 	$504,549 	$164,231 	$668,780 	8	$16,642 	32.55%
9	$668,780 	$30,095 	$638,685 	($221,113)	$417,572 	9	$21,067 	-34.62%
10	$417,572 	$18,791 	$398,781 	$112,337 	$511,118 	10	$13,154 	28.17%
11	$511,118 	$23,000 	$488,118 	$9,567 	$497,685 	11	$16,100 	1.96%
12	$497,685 	$22,396 	$475,289 	($35,362)	$439,928 	12	$15,677 	-7.44%
13	$439,928 	$19,797 	$420,131 	($40,459)	$379,672 	13	$13,858 	-9.63%
14	$379,672 	$17,085 	$362,587 	$58,413 	$421,000 	14	$11,960 	16.11%
15	$421,000 	$18,945 	$402,055 	$113,339 	$515,394 	15	$13,261 	28.19%
16	$515,394 	$23,193 	$492,201 	$105,380 	$597,582 	16	$16,235 	21.41%
17	$597,582 	$26,891 	$570,691 	$219,259 	$789,950 	17	$18,824 	38.42%
18	$789,950 	$35,548 	$754,402 	($44,661)	$709,741 	18	$24,883 	-5.92%
19	$709,741 	$31,938 	$677,803 	$22,910 	$700,713 	19	$22,357 	3.38%
20	$700,713 	$31,532 	$669,181 	$15,525 	$684,706 	20	$22,072 	2.32%
21	$684,706 	$30,812 	$653,894 	$132,479 	$786,373 	21	$21,568 	20.26%
22	$786,373 	$35,387 	$750,986 	$222,893 	$973,879 	22	$24,771 	29.68%
23	$973,879 	$43,825 	$930,054 	$194,102 	$1,124,157 	23	$30,677 	20.87%
24	$1,124,157 	$50,587 	$1,073,570 	$142,892 	$1,216,462 	24	$35,411 	13.31%
25	$1,216,462 	$54,741 	$1,161,721 	$3,834 	$1,165,555 	25	$38,319 	0.33%
26	$1,165,555 	$52,450 	$1,113,105 	$559,446 	$1,672,551 	26	$36,715 	50.26%
27	$1,672,551 	$75,265 	$1,597,286 	$404,113 	$2,001,400 	27	$52,685 	25.30%
28	$2,001,400 	$90,063 	$1,911,337 	$162,081 	$2,073,418 	28	$63,044 	8.48%
29	$2,073,418 	$93,304 	$1,980,114 	($205,536)	$1,774,578 	29	$65,313 	-10.38%
30	$1,774,578 	$79,856 	$1,694,722 	$759,744 	$2,454,466 	30	$55,899 	44.83%

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