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Subject:  Re: Income Planning Assumption Date:  6/7/2007  10:19 AM
Author:  telegraph Number:  57801 of 78166

"Is the "4% " option designed to preserve capital forever? "

No..the 4% rule means that in the 'worst case' 30 year period, based upon previous history, you would be out of money after you took your inflation adjusted withdrawal in year 30.

In 29 or the 30 cases, you would likely have much more money...sometimes 5 times what you started with.

It all depends upon future returns of the different asset cases, inflation, recessions, politics, wars, etc.

In the o