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Subject:  Re: Income Planning Assumption Date:  6/7/2007  6:39 PM
Author:  buzman Number:  57813 of 88533

JAFOProbably not inflation adjusted

HWIncorrect. Many provide an increase for inflation.

JAFOhave always understood that any money paid for any immediate annuity is gone and cannot be reclaimed

HWAlso incorrect. Some can provide a guarantee return of premium (in the form of a death benefit to the benes of the original amount).

Hawkwin is correct, however inflation adjustments and return of premium lower the amount the annuitant receives.

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