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Subject:  Re: BruceM, et. al. Date:  8/14/2007  5:10 PM
Author:  billjam Number:  58877 of 88831

Two red flags for any investor here. The words "cash in" and "annuity" should send you in search of a second opinion from someone you trust and know to be knowledgeable. Even if the advice was given with the best intentions, the results are disasterous and irreversible for your client.
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