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URL:  http://boards.fool.com/okay-how-about-max-25-first-year-decaying-25795190.aspx

Subject:  Re: What are your thoughts? Date:  8/15/2007  8:56 AM
Author:  ResNullius Number:  58884 of 75802

Okay, how about max 2.5% first year, decaying function as contributions increase...does that sit better with you?

What is it with the fees. There's no reason at all to pay 2.5% the first year or any year. The only thing this accomplishes is to make the fund manager and salesmen (i.e., financial planners) rich with your money. No load, low fees, and tax efficient is the only sensible way to invest for 99% of investors.
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