The Motley Fool Discussion Boards

Previous Page

Investing/Strategies / Retirement Investing


Subject:  Re: 401k Roth and regular Roth Date:  8/21/2007  6:21 PM
Author:  Rebel702 Number:  58953 of 78166

While the replies you have received are correct, they may be confusing you with differing terminology.

A Roth 401K is subject to the 401K contribution annual limits. Contributions within the 401K are called designated Roth contributions. You can split your total 401K contribution limits between pretax 401K or Roth 401K contributions. The designated Roth 401K contributions will be taxable income but all future returns upon distribution will be non-taxable.

Are there any limits as to how much I may contribute to my designated Roth account?

Yes, the combined amount