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Subject:  Re: Retirement Planning Figures Date:  9/8/2007  8:07 AM
Author:  RetiredVermonter Number:  1084 of 1845

My view is that the key is to to learn enough to effectively manage your own investments, inside or outside your IRA or other tax sheltered investments.

I do not follow any specific percentages. They vary from year to year, depending on my/our needs, but I work at also sustaining my account at or above previous levels. I do not necessarily recommend this for everyone. We all need to do what works for US.

I've worked at managing my own investments for several years, and have learned that, while one should not hop in or out of things precipitously, one should be wary and be able to change when warranted.

Right now, the market and the economy are in a "tricky" period. Be careful. Look closely at your investments.

Good luck.

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