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Subject:  Re: Online vs US mail Date:  1/1/2008  12:13 PM
Author:  0x6a74 Number:  12229 of 20062

I believe cynicism is the correct word: "a questioning of the sincerity and goodness of people/institutions in general".

I don't question the sincerity and goodness of institutions in general. Just banks.

..... and Insurance companies ..

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