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Subject:  Re: Info needed Date:  8/9/2008  10:09 PM
Author:  PKnudsen Number:  13869 of 20640

I wrote: If the OP and spouse are disciplined enough to live off their savings, fine. Most people are not.

AngelMay wrote: How do you know that most people are not?

My Reply: OK, I don't have scientific data, but I've seen it. Lots of people just spend their paychecks and never save a dime. And I believe the "most" part is accurate.
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