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Subject:  Re: HELP SETTLE A ROTH ARGUMENT Date:  9/20/2008  12:30 AM
Author:  MurrayS Number:  63894 of 88766

a man without any (remaining) Traditional IRAs

You seem to state that as if it's a good thing. I don't claim to know your particular situation, but personally, I will have little to no income for many years in retirement outside of investments. Having traditional IRAs will allow me to withdraw money and pay 0%, 10% & 15% in taxes instead of the 28% I'm deferring now.

It sounds like you may have converted traditional IRAs to Roths. If so, I'd be interested to know the marginal tax rate you paid on your conversions and what advantage you saw in converting them now rather than taking distributions in retirement.

I apologize if I'm misunderstanding your situation, I'm just curious.

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