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Relationships / The Wedding Chapel


Subject:  Re: To Wed, Flee, or Flounder? Date:  1/12/2009  8:07 PM
Author:  DestyNova Number:  1945 of 1961

A contrarian perspective: I was in the same position as your fiancee.

I was in over 20K in consumer debt. At a particularly low point, after finishing grad school, it was closer my annual income (working $15/hour, 35 hours) than I'd like to admit.

Was still quite in debt when I met my fiancee, who is the most responsible person you could imagine. He is actually a lot like you, extremely frugal. Such a good saver that he was able to secure a 20% down payment for an urban duplex, right out of college! You could scour his credit card statements (which he uses to pay off all his bills) and count the number of charges on one hand for months, and never see anything more discretionary than the occasional fast food meal. That's how frugal he is.

His example, and that of his in-laws, quite frankly, shamed me even more than I was already shamed. I got off my collective ass and changed myself. Then when the cashflow started reversing from negative, to positive, I joined to know what the heck to do with it and started researching investing like crazy.

I finished off the consumer debt before our engagement. We've been happily married since last year. He was initially horrified to learn of my consumer debt and greatly worried, but my attitude and habits have done such a 18