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Subject:  Re: does it make sense to convert tradtional to Date:  6/30/2009  12:11 AM
Author:  Wradical Number:  106410 of 123001

My wife and I are both 69, with no kids. We have a about $450,000 in Traditional IRAs. Does it make sense to convert now, in 2010, or never?
In addition to the issues listed by TwoCybers, a lot depends on your whole tax picture - the amount and nature of your other income and deductions.

For 2009 you don't have a RMD yet, but you will for 2010 or 2011, depending on your exact birthday.

You don't