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Investing/Strategies / Retirement Investing
|Subject: Re: income generating strategies help||Date: 11/28/2009 9:42 AM|
|Author: bwfisherman||Number: 66514 of 77357|
I've been managing my inlaws retirement savings for awhile and have found the following mix of closed end funds and MLP's to be fairly stable and having returns above 6% (generally 8 - 10 % ). Plus these are all MONTHLY payouts .
My overall goal was to look at their 5-10 yr history and see fairly "flat" or stable price and continued dividends. I generally break it out into the following :
Core group - MMT , ACG , PPT . These will fluctuate the least and have rebounded nicely from this last crash back to their normal levels. You may see a 10% up and down in principal worst case (outside of crash situations )
Possible upside plus nice return - PBT , GUT , RIT, ERC . These are more focused sectors (oil/gas , Utility and REIT ) once again diversifying and adding some managed risk . I think oil/gas has some upside more that down (PBT). The utilities are fairly stable and take a look at GUT's consistent dividend payout no matter what market. REIT's are at a low so bottom fishing a but this one fund has been very consistent paying out and is on the way up again. ERC is similar to the Core Group above with generally higher payouts but a bit more erratic. I try to pick this up when its discounts is closer to it's historic low to manage the downside .
So I hope this starts you on the right track for researching and picking what feels right to you. Best of luck !
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