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Folly in 50 States and the World / Folly in Florida

URL:  http://boards.fool.com/thanks-for-all-the-great-info-barbara-i-have-28360137.aspx

Subject:  Re: What should be considered? Date:  3/10/2010  8:39 AM
Author:  Jennlee222 Number:  1221 of 1231

Thanks for all the great info, Barbara!

I have heard about the heat and humidity in the summer. I have heard it described as unbearable, but also likened to our winters here in that you grin and bear it and move from one climate-controlled space to another with as little gap in between :-)

I am finding as I get older that I like heat better than I used to. However, I am a redhead with fair skin and freckles. While I enjoy sunny places and feel much better emotionally and physically when it is sunny outside, I generally am not someone to be lying on beaches a lot.

How many months is it pretty unbearable to be out in the elements? July/Aug? June? Sept? Here I pretty much dislike Dec/Jan/Feb/March with Nov and April being marginally OK. So I was thinking it might be a bit of an even exchange, with maybe a bit of a bonus on the Fl side as far as the heat/cold tradeoff.

I had a friend who recently moved back to the midwest from San Antonio Texas because he didn't really like it there. Some things he mentioned included the bugs.

Do you have lots of bugs in homes and such? Palmetto bugs, spiders, ants? Are they hard to deal with?

I am single without kids, but I'm 40, so won't be out hitting the nightclubs much. The job is actually in Miramar, so would want to be not too terrible of a commute away. I am definitely a house person rather than an apartment.

I hear a lot about the Florida housing market. Are there lots of foreclosures in this area, or is it different because of the location? I'd be wondering if I should try to buy soon or just rent and see how I like it. I've also heard it is very expensive and difficult to get homeowners insurance.

What are property taxes generally like? For example, on my 3/2 "starter" grade development home in the midwest, I pay about $5000 in property taxes annually (which to me seems high, but the calculators I've tried say housing costs are about 25% higher there than here, but my insurance only costs like $600 annually).

The midpoint of the job range that I'm looking at is around $85K. Is that a good income for life in the area?

Sorry for the long post!
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