The Motley Fool Discussion Boards	Previous Page
Investing/Strategies / Retirement Investing
URL: http://boards.fool.com/i-think-you-nailed-it-on-the-head-i-have-some-28464450.aspx
Subject: Re: 401K vs Roth vs Taxable investment	Date: 4/24/2010 9:56 PM
Author: jmbooth2000	Number: 66996 of 85665
I think you nailed it on the head. I have some retirement savings but giving up the 25% tax saving seems like a bad idea. I'm also thinking as my income rises and I can't shelter any more income in either 401K's or ROTH's then I'll be forced to investing outside my 401K / ROTH. I did look at my current expenses. Between pension (21%), Mortgage (23%) and a collage funds (6%) I'm spending about half my income on expenses that will disappear in retirement. I know I'll have some additional expenses but these are unlikely to make up the difference. I mostly enjoy my job, so my thought is that I'm more likely to go part time that retire early. Going part time also avoid taking a big hit of the defined benefit plan. Jonathan
Copyright 1996-2017 trademark and the "Fool" logo is a trademark of The Motley Fool, Inc. Contact Us