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Investing/Strategies / Retirement Investing
|Subject: Re: Poll: Retirement AA going forward||Date: 12/30/2010 2:27 PM|
|Author: JAFO31||Number: 68029 of 78166|
temsike: "We will draw a 3.6% annual withdrawal rate over 40 years.
Our risk tolerance: we would rather not see the retirement portfolio decline by more than 20% in a market event disaster like 2008.
We would like to leave an inheritance equal to the (real, inflation-adjusted) starting value of this portfolio."
I am not sure that all three goals are necessarily doable.
intercst addressed the requirements for limiting downside to not more than 20% decline.
I am surprised that he did not address your desire to leave an estate equal to the real, inflation-adjusted) starting value of this portfolio.
The SWR studies are deemed successful if the account balance remains greater than zero for the term of the wit