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URL:  http://boards.fool.com/there-is-no-free-lunch-with-very-few-exceptions-29044042.aspx

Subject:  Re: do I want mutual funds? Date:  1/20/2011  12:41 PM
Author:  TwoCybers Number:  68285 of 78166

There is no free lunch. With very few exceptions, higher returns mean higher risk. A great many people held the idea bank stocks were conservative, high dividend paying investments i.e. great for widows and orphans. As you may have noticed, many banks have gone broke and any bank that took