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Subject:  401(k) allocation to eliminate s/t bond fund? Date:  3/3/2011  8:34 PM
Author:  Jmsb526 Number:  68606 of 88775

In February 2009, I consulted a financial planner, and he developed an allocation plan for my 401(k) as follows:

8% Vanguard Value Index
17% Vanguard REIT Index
14% Vanguard Small Cap Value Index
16% Vanguard Short-Term Treasury
25% Vanguard Total International Stock Market Index
20% Vanguard Total Stock Market Index

I then adjusted it some time later to allocation only 10% to the Short-Term Treasury.

The allocation has performed nicely, but I think I'd like to eliminate the Short-Term Treasury altogether. The money in this account will not be used for another 35 years, so there doesn't seem to be any point in having any of it in the S/T Treasury and seeing no growth.

Does this seem like a good idea or is there any consideration I am not taking into account as to why I should not make this adjustment?
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