The Motley Fool Discussion Boards

Previous Page

Investing/Strategies / Retirement Investing


Subject:  Re: 401(k) allocation to eliminate s/t bond fund Date:  3/14/2011  11:06 AM
Author:  Goofyhoofy Number:  68637 of 88033

During our prime growth/working years, I kept everything in equities, other than some emergency funds in MM. I wanted to max our gain and growth over those years, and I think it worked well for us. Now, my problem is figuring out how to get comfortable with our new allocation now that we're retired, which is mostly fixed assets.

We're retired, and about 70% stocks vs. 30% bonds & cash (and another 20% in investment property - I know, it's more than 100%. Sue me.)

I wouldn't be comfortable mostly in "fixed assets" since they devalue over time.

Perhaps you should consider "RIPS":
Copyright 1996-2018 trademark and the "Fool" logo is a trademark of The Motley Fool, Inc. Contact Us