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URL:  http://boards.fool.com/a-waiver-is-required-generally-or-just-for-29239907.aspx

Subject:  Re: beneficiaries of IRA and 401(k) Date:  4/14/2011  10:45 PM
Author:  vkg Number:  113128 of 121572

a waiver is required??

generally, or just for spouses


Only when your spouse is not the beneficiary.
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