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Subject:  Re: money market alternatives Date:  6/23/2011  11:02 PM
Author:  Rayvt Number:  69180 of 88825

The insurance industry loves to pitch these products as, essentially, free lunches. Trust me, there is NO free lunch. There is at least one major 'gotchya' in this scheme...

Heh. I liken these to perpetual motion machines.
It's got so many moving parts all whirling away in complex and beautiful curves that it's a wonder to behold.

You know it doesn't work, You know it __can't__ work. But they've made it so danged complicated that it's often hard to pick out just exactly where the flaw is. But just because you can't quickly spot the flaw doesn't mean there isn't one.

The good news is..... you don't need to spot the flaw. Because you know that it can't possibly work the way they say it does. So yo don't need to waste the time it takes to debunk it.
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