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Subject:  Re: Another IRA RMD Question Date:  7/22/2011  8:02 PM
Author:  vkg Number:  113810 of 127549

if i'm reading this correctly, i'm fine (this is one time, it's all about ME <g>) -- my sister is my only heir and she's likely to empty both accounts (IRA and Roth) ASAP .. so anything i can convert saves her taxes on the IRA

Yes, and no.

Any taxes paid, also reduce the estate. If your estate is large enough to trigger inheritance taxes, then pre-paying income taxes is good. Otherwise, it is a trade-off of your current income tax rate compared to her future income tax rate.
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